Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

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VA Loan Seller Concessions in Arizona: What the 4% Covers

Published on: 11/08/2026

Can an Arizona seller pay your VA closing costs and funding fee? How VA's 4% concession limit works, why closing cost credits are counted separately, and a worked example near Luke AFB with VA.gov figures. Pillar Mortgage Group.

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Company NMLS #2700076 | Arizona Mortgage Broker License MB-2009671 | View NMLS Consumer Access